diff --git a/src/pages/PaymentMethods.tsx b/src/pages/PaymentMethods.tsx
index 0c2f96a..65660ad 100644
--- a/src/pages/PaymentMethods.tsx
+++ b/src/pages/PaymentMethods.tsx
@@ -6,45 +6,6 @@ import { useNavigate } from 'react-router-dom';
 import { Button } from '@/components/ui/button';
 import { useToast } from '@/hooks/use-toast';
 
-const PaymentMethodCard = ({ 
-  type, 
-  label, 
-  lastDigits, 
-  expiry, 
-  isDefault 
-}: { 
-  type: 'card' | 'bank', 
-  label: string, 
-  lastDigits: string, 
-  expiry?: string, 
-  isDefault?: boolean 
-}) => {
-  return (
-    <div className="neuro-flat p-4 mb-4">
-      <div className="flex items-center justify-between mb-2">
-        <div className="flex items-center gap-3">
-          <div className="neuro-pressed p-2 rounded-full text-neuro-income">
-            <CreditCard size={20} />
-          </div>
-          <div>
-            <h3 className="font-medium">{label}</h3>
-            <p className="text-sm text-gray-500">
-              {type === 'card' ? '•••• •••• •••• ' : ''}
-              {lastDigits}
-              {expiry ? ` · ${expiry}` : ''}
-            </p>
-          </div>
-        </div>
-        {isDefault && (
-          <span className="text-xs bg-neuro-income/10 text-neuro-income px-2 py-1 rounded-full">
-            기본
-          </span>
-        )}
-      </div>
-    </div>
-  );
-};
-
 const PaymentMethods = () => {
   const navigate = useNavigate();
   const { toast } = useToast();
@@ -74,24 +35,17 @@ const PaymentMethods = () => {
           </div>
         </header>
 
-        {/* Payment Methods List */}
-        <div className="mb-8">
-          <h2 className="text-sm font-medium text-gray-500 mb-4 px-2">신용카드</h2>
-          
-          <PaymentMethodCard 
-            type="card"
-            label="신한카드"
-            lastDigits="1234"
-            expiry="12/25"
-            isDefault
-          />
-          
-          <PaymentMethodCard 
-            type="card"
-            label="국민카드"
-            lastDigits="5678"
-            expiry="09/26"
-          />
+        {/* 등록된 결제 수단이 없습니다 메시지 */}
+        <div className="neuro-flat p-6 mb-6 text-center">
+          <div className="flex flex-col items-center">
+            <div className="neuro-pressed p-3 rounded-full text-gray-400 mb-4">
+              <CreditCard size={24} />
+            </div>
+            <h3 className="font-medium mb-2">등록된 결제 수단이 없습니다</h3>
+            <p className="text-sm text-gray-500">
+              새로운 결제 수단을 추가해 보세요
+            </p>
+          </div>
         </div>
 
         {/* Notice */}